Storms and wild weather are happening more often. Weathering the weather with good preparation can make all the difference. The experts at Consumer Reports share smart, simple tips to keep your home and family safe this storm season—and year-round.

No matter what kind of storm you’re up against—being ready for the worst can make all the difference. 

Consumer says it starts with one simple assumption: plan to lose power.With more extreme weather you never know when you might need your generator so it’s a good idea to wheel it outside every few months, fire it up and make sure that it starts. You also want to store plenty of gasoline and use fuel stabilizer.

If you don’t have a generator, consider investing in a portable model. In CR’s tests, the Briggs & Stratton 30728 delivered more than enough power for a typical home. 

And remember -- never run a generator in an enclosed space, keep it outside at least 20 feet from your home, point the exhaust away from any open windows, doors, and vents.

Next, prepare in case you need to leave quickly. Pack an emergency go-bag with essentials: clothes, non-perishable food, water, phone chargers, a flashlight, and a first aid kit. And don't forget your pets!  Pack food, supplies, and medications they may need. 

Make a plan for the long term and consider setting up an emergency fund and reviewing your homeowners insurance policy. It may even be worth adding a flood policy since many homeowners' policies don't cover flood damage.

Finally, your cell phone is often your lifeline in a storm or power outage. Consumer Reports recommends keeping spare batteries or portable chargers on hand—and making sure they’re fully charged before the lights go out. 

Consumer Reports’ experts have even more advice to help you stay safe—and save money—before, during, and after the storm at CR.org/homeimprovement.